sonia: Quilted wall-hanging (Default)
Sonia Connolly ([personal profile] sonia) wrote in [personal profile] elainegrey 2023-10-20 02:13 pm (UTC)

My mantra is, insurance is always betting against yourself, since you’re paying for administrator & agent salaries, profit, etc. And then you have to fight them to get payment if something does happen. If you can afford to cover the consequences of something, better to “self-insure.”

Sounds like you might get something intangible out of it, though, like reminders and peace of mind?

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