This morning isn't going the way i'd wish. Work related things caused some stress and tension that i'm having a hard time dismissing. I took a 6:30 call to try and straighten something urgent out. I now (8:10 ish) check email and find that a detail is not right -- but no, a quick phone call, and i find i'm too bleary eyed to read right.
The 8 am web presentation ... well, i had a very Silicon Valley problem, which is like a first world problem but involves lots of computers. Anyhow, a surge of adrenaline as plans failed and i had to reconfigure. Now i'm listening to someone drone on... Ah, i can make this head set less painfully tight.
Between the call and the web presentation, Christine and i talked about some health expenses and tax choices. This, too, caused some activation and stress. I have to admit my journaling post earlier wasn't satisfactory as i didn't have enough time to reflect, so the ideas chasing their tails in my mind had to get chased off before they were satisfied.
That "activation" sense is something i'm trying to pay attention to, in the sense that by labeling my state as "activated" i know to question my reactions. I wish i had questioned before raising the alarm this morning about a "mistake" that wasn't there.
--==∞==
We're planning for some major expenses. My mind is in a bit of a tizzy over making decisions with the annual benefits decision time right now and the tax implications of choices. At the moment, i think we will max the flexible spending → which will reduce the adjusted gross income → which will reduce the amount of medical expenses excluded in deductions. We are pondering whether we should free up cash for the expenses by reducing the amount that is tax deferred income that goes into retirement witholding. Now i realize that will *increase* adjusted gross income, thus that makes the amount of expenses excluded higher. I suppose what will matter, though, is the rate we might pay on a medical loan. Fortunately, i can fiddle with my retirement at some other time. I think we got the flex figured out. HEADACHE.
--==∞==--
Yesterday was a second day of No Mouth Problems! I celebrated by telling a few colleagues and scheduling a dental cleaning. Last night a tiny canker formed on the center of my lower lip. It *feels* different, though: barely any inflammation and discomfort.
My right index finger still has the little infection where Edward poked me with his claw right along the fingernail line. I'm soaking in warm epsom salt waters. How many days has this been? I know it hurt this past Sunday in Meeting....
The 8 am web presentation ... well, i had a very Silicon Valley problem, which is like a first world problem but involves lots of computers. Anyhow, a surge of adrenaline as plans failed and i had to reconfigure. Now i'm listening to someone drone on... Ah, i can make this head set less painfully tight.
Between the call and the web presentation, Christine and i talked about some health expenses and tax choices. This, too, caused some activation and stress. I have to admit my journaling post earlier wasn't satisfactory as i didn't have enough time to reflect, so the ideas chasing their tails in my mind had to get chased off before they were satisfied.
That "activation" sense is something i'm trying to pay attention to, in the sense that by labeling my state as "activated" i know to question my reactions. I wish i had questioned before raising the alarm this morning about a "mistake" that wasn't there.
--==∞==
We're planning for some major expenses. My mind is in a bit of a tizzy over making decisions with the annual benefits decision time right now and the tax implications of choices. At the moment, i think we will max the flexible spending → which will reduce the adjusted gross income → which will reduce the amount of medical expenses excluded in deductions. We are pondering whether we should free up cash for the expenses by reducing the amount that is tax deferred income that goes into retirement witholding. Now i realize that will *increase* adjusted gross income, thus that makes the amount of expenses excluded higher. I suppose what will matter, though, is the rate we might pay on a medical loan. Fortunately, i can fiddle with my retirement at some other time. I think we got the flex figured out. HEADACHE.
http://www.irs.gov/publications/p502/ar02.html#en_US_publink1000178856
You can deduct on Schedule A (Form 1040) only the amount of your medical and dental expenses that is more than 7.5% of your AGI(Form 1040, line 38).
In this publication, the term “7.5% limit” is used to refer to 7.5% of your AGI. The phrase “subject to the 7.5% limit” is also used. This phrase means that you must subtract 7.5% (.075) of your AGI from your medical expenses to figure your medical expense deduction.
Flexible Spending Account
http://www.irs.gov/publications/p502/ar02.html#en_US_publink1000179049
You cannot include in medical expenses amounts for which you are fully reimbursed by your flexible spending account if you contribute a part of your income on a pre-tax basis to pay for the qualified benefit.
http://www.irs.gov/irs/article/0,,id=227301,00.html
--==∞==--
Yesterday was a second day of No Mouth Problems! I celebrated by telling a few colleagues and scheduling a dental cleaning. Last night a tiny canker formed on the center of my lower lip. It *feels* different, though: barely any inflammation and discomfort.
My right index finger still has the little infection where Edward poked me with his claw right along the fingernail line. I'm soaking in warm epsom salt waters. How many days has this been? I know it hurt this past Sunday in Meeting....
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