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Tuesday, April 30th, 2024 07:35 am

I just bought from Old House Gardens' end of season sale - https://oldhousegardens.com/ - edible flowers (and vegetable parts) for the garden plot.

Rosalind is a selection of the the H fulva var rosa daylily. I doubt it will be much more red than the double selection "Kwanzo" but i fantasize about having the different colors in salads.

And then i bought two dahlias: Thomas Edison, known to have tasty tubers, and Wisconsin Red (dated from 1910). I'm hoping Wisconsin red, being a less manipulated plant, might have tasty tubers, too.

--== ∞ ==--

Christine had an investment opportunity to discuss yesterday. I asked not about the target itself but how the investment would be handled. She was excited about the opportunity and my questions made her prickle a little. I felt mean for poking at the detail, but id led her to research the third party and it became clear that what one was doing was paying into a pool at party A that would invest in party B. Which is the only way i can think of this really working, and my question was how trustworthy was party A. But it was enough for Christine that party A was involved. I thought party A looked like they had a reasonable track record of existence and might not close up, but the site for the FAQ had a bad TLS certificate and my browser wouldn't let me reach it -- so side eye. We passed on this investment.

--== ∞ ==--

I can't stand the feeling in my chest so i am coughing and clearing my throat.

I had a cold last week with lots of drainage. I have been trying to follow the ENT's advice not to clear my throat or let myself cough but unfortunately went on a walk near a fire on Sunday and the lung irritation is setting in.

I ate cough drops yesterday. Is there a cough suppressant that is OK with wellbutrin? I find cough suppressants creepy and have avoided them for decades. Perhaps they won't leave me feeling weird now. My message to my primary care provider (hopefully after a cut).

Read more... )

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Saturday, March 9th, 2024 04:33 pm

Stupid insurance  battle between UNC Health and UnitedHealthcare. I wish i had a choice as to which i could ditch. Probably not a good use of time for me to be poking around, but i am tired of reading posts in the community about how greedy UNC Health is being. UHC seems to have plenty of contract negotiation battles on their hands, some of which sound familiar.

Google News search * unitedhealthcare contract negotiations past contract expiration date - 61 results * aetna contract negotiations past contract expiration date - 48 results * "blue cross" contract negotiations past contract expiration date  - 41 results

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elainegrey: Inspired by Grypping/gripping beast styles from Nordic cultures (Default)
Thursday, October 19th, 2023 09:47 pm


I loved the colors: the dark clouds in silhouette against the twilight to sunset gradient of the sky. I didn't capture Mars, bright but hidden by trees or clouds as we drove home. The moon hung young in the sky.

I'm trying to decide if $15/month is a good price for identity theft insurance through open enrollment at work. I can pay $19/month and Norton Lifelock can also monitor my home title -- or i could set a reminder to look at the deed site. And it's good i looked because in August someone typoed my name with a b instead of a d .... And there are names actually spelled that way. Well, learn something new... Wirecutter claims the monitoring by these organizations isn't really worth it and underscores they do nothing to prevent issues. There's a slight value in that i get an email reminding me to go look at my credit report once a month, but i could go back to doing that quarterly (or every three months?) through the free credit report. But the insurance...


Million Dollar Protection™ Package†††
• Stolen Funds Reimbursement
• Personal Expense Compensation
• Coverage for Lawyers and Experts

Reimbursement and Expense Compensation, each with limits of up to $1 million for Norton LifeLock Benefit Essential, Norton LifeLock Benefit Premier, ... and up to $1 million for
coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company.... Policy terms, conditions and exclusions at: NortonLifeLock.com/legal.



The exclusions include the "expected" - war/terrorism, radiation (??) -- but also theft by someone known and by negligence, including a stolen wallet. Also, "Negligence specifically includes, but is not limited to, Your failure to review the Account Statement for each of Your Accounts at least every twelve months."

Christine had found that someone had stolen her identity to get phone service a couple years ago. It was a hassle to get cleared up, but i don't think we would have gotten $180 out of it.
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elainegrey: Inspired by Grypping/gripping beast styles from Nordic cultures (Default)
Thursday, November 24th, 2022 08:40 am
WEDNESDAY

Yesterday i found out my current retirement funds have not been under a model since ... i dunno 2010?... just one was. The smallest one. So, ha, glad i asked. Because the company holding the funds and managing the website don't have any big message that makes it clear "You're in charge" and "We got this." Admittedly, since i thought they were all under models etc, i just did not look on the theory that trying to time the market is not for average folks.

Christine has, however, been paying close attention for a couple of years and has been handling some comparatively smaller (although still big to me who pinches pennies) investments. So we sat together and then talked and... well, i have a much stronger "Let's meet and talk about something i don't know about with lots of details and some stakes attached" muscle because day job, and we tipped into her overwhelm. Also, i understand now a little about ADHD's hyperfocus, and yes, i may have been heading there.

The work day did not go as well as i would have liked, with me never turning the hyperfocus on the thing that needed it.

My sister and i had a brief conversation about ADHD and to do lists. She repeated wisdom she heard that lists are where things go to die. I LIKE my lists.
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Friday, August 13th, 2021 07:37 am
As i reread yesterday's post i see i tightly connected current events to the release of the idea of receiving a bequest. That actually happened a year ago when Grandmámá's husband died and my father described how long Grandmámá's funds would hold out.

Also, Christine interacted with the dealership investigating trade ins and was terribly disappointed, to being soured on everything. This would be related to the Sunday elephant stampede, and essentially riled all the elephants back up. It's going to take a while to get back to baseline.

(Reminder, "elephants" for "elephants in the room," where Christine is doing an admirable job continuing to work on some issues that were overwhelmed her ... seven? years ago. The improvement in these years has been significant, especially when i think back to where she was four years ago. But it still affects our lives and thus my short hand.)

I saw a physical therapist this morning for back pains. I'd partly solved the issue with a minute increase in the chair height, but her analysis is much more holistic as is her solution. I trust her so much, partly because she talks and notices issues i know exist without me telling her. I saw her first just before the pandemic: maybe this time i can develop a regular practice.

I may test picking a apples tonight with my 12 foot pole and new fruit picker device. I need to water -- and i need to water BEFORE i am thinking about getting the tank empty for forecast rain.
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Thursday, August 12th, 2021 06:17 am
Mind a-swirl with financial matters. Christine is getting the house refinanced (house values up, rates crazy-low), and we will pay it off much sooner.

Once upon a time, my dad suggested that a bequest from Grandmámá would be entailed to paying off the mortgage. This created a lovely sense of ease when thinking about the future. However, despite last weekend's "Grandmámá is failing" and Dad's dash to Florida, her health is fine. Dad's cousin's health is not, and care for Grandmámá may become more expensive. So, we put that idea of a bequest aside with a bit of a wince as we took up the concern again.

And, admittedly, my sister and i have had conversations about inherited wealth and justice.

As an aside, in other Grandmámá news, my Dad discovered the reason that his mother moved out twenty plus years ago was that he and mom didn't party enough, and would be aghast if she went to a club and brought a man home. Sounds right for the Auntie Mame spirit of Grandmámá, and leads me to wonder what sort of club Grandmámá would find in the Raleigh-Chapel Hill area.

Back to our ponderings, there's a whole snarl of planning around the garage door falling apart, wanting the garage as a studio, needing a place for the flock of yard equipment, some fascination with the For F-150 Lightning electric truck and its ability to be a backup power source for the house, wishes for solar despite our shade (aka passive air conditioning)....

I think we bought a new Prius when our previous auto fell apart in the early 2000s. It was the first or second year of the car, and i was convinced it was OK to buy new in looking at the prices of used Priuses that tracked close to new. An F-150 should hold value too, albeit with the same uncertainty regarding new tech. But it's acting as a booster for the new tech that is attractive. Since the Prius was hit, we've been getting used vehicles with plans to get a nice electric vehicle when the time was right.

I'm very happy that the car's trouble was in the reasonable price range for fixing, although compared to what we just got as a bluebook estimate -- well, i understand why Christine is interested in trading it in.
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Wednesday, June 9th, 2021 06:27 am
"Not feeling one hundred percent, Charles" -- Robert Green (Alec Baldwin) in The Edge

At least i haven't fallen into a bear trap. Not sure, maybe sinus infection? Ugh. In other trivial complaints, i've been trying to use the voice command + reminder feature on my watch to remind me to take the tea out of the tea pot before it becomes over tannic. It keeps failing. It worked perfectly the first time i tried. Ever since, it interprets the number of minutes in the future as the hour. I'm going to assume the general sense of negativity is all from that.

I work for an organization that has an endowment. When the pandemic hit, the organization rapidly went into financial tourniquet status. I paid for a few conferences out of my own pocket. In the past month we all got a bonus (a set dollar amount for everyone, which is honestly a cheap way to make up for no cost of living increase for those on the lower pay grades -- every percent increase matters). I felt guilty about it, recalled the conference fees, and then just considered it a repayment. The amount finally showed up and Christine wondered at the discrepancy between the amount
and the announced amount, which is rather clear when round numbers are involved. Christine doesn't see my pay stubs. Me, "Taxes." Christine, "Oh." Me, "That's why people complain." And we both rolled our eyes and went on.

Hearing Jeff Bezos claimed a $4000 child tax credit angers me. I know it was whomever was hired to do the taxes, some bright numbers person who delights in the game of getting the best deal for their clients and earning a significant paycheck.

I know that there are lots of people who choose to live lightly and off investments -- including my grandmother and my father. It's how companies have pushed the risk and cost of managing a pension off onto the people the pension was for, and it supports both the liberation of being to change jobs when it suits but also removes the responsibility from companies that chew up people body and/or soul -- i'm looking at you Facebook for your contracted out content moderators and you Amazon for your contracted out drivers and warehouse workers -- from compensating them for the future earnings they give up due to the damage done working. I'm OK with redistributing.
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Friday, May 14th, 2021 12:19 pm
Wednesday, beginning before 4 am with discomfort throughout the day, dissolved into a long engagement with the an online game. When i was introduced to Blaseball late last week it tickled my memory, "This is mildly entertaining but what was that game...", kept up as my response until dug up Kingdom of Loathing, found my character and blasted through years of accrued gifts as i recalled how to play. Christine corrected my descriptions of both from Surrealist to Dadaist. Fandom, i am embarrassed to say to my Dreamwidth friends, is not my thing, so the engagement in Blaseball just doesn't click for me. But i've managed to completely avoid any player vs player engagement in KoL and find it a just fine diversion.

Grousing about chronic common health issues and current flare. )

Some financial comments )

Meanwhile, temperatures the past few nights have gotten down to 39°F. Well, it's better than the two 30°F nights around April 21st. I did get many of my okra planted Thursday night along with long neglected greens seedlings and the tromboncino squash.

I am confused by the changed CDC mask guidance for vaccinated people Read more... )
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Wednesday, November 10th, 2010 08:20 am
This morning isn't going the way i'd wish. Work related things caused some stress and tension that i'm having a hard time dismissing. Read more... )

Between the call and the web presentation, Christine and i talked about some health expenses and tax choices. This, too, caused some activation and stress. I have to admit my journaling post earlier wasn't satisfactory as i didn't have enough time to reflect, so the ideas chasing their tails in my mind had to get chased off before they were satisfied.

That "activation" sense is something i'm trying to pay attention to, in the sense that by labeling my state as "activated" i know to question my reactions. I wish i had questioned before raising the alarm this morning about a "mistake" that wasn't there.

--==∞==

We're planning for some major expenses. My mind is in a bit of a tizzy over making decisions with the annual benefits decision time right now and the tax implications of choices. medical expenses and taxes )
--==∞==--
Personal heath notes )